B
Accelerant National Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.5 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.8) including excessive premium growth and weak results on operational trends. The largest net exposure for one risk is conservative at 1.3% of capital. Good liquidity (5.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Weak profitability index (2.7) with operating losses during each of the last five years.
Stability Factors: G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (23.6%), fire (16.4%), personal/comm auto (7.6%), fin guar/surety (6.9%), farmowners (4.1%), other (41.5%)
Licensed in: All states
Principal Investments: Investment grade bonds (42.5%), cash (31.8%), other (25.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
ACP Ins Management LLC
Investment Rating
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Company Address
400 Northridge Road
Sandy Springs, GA 30350
Phone Number
(833) 284-9200
NAIC Number
10220
Largest Affiliates
C
Sandy Springs, GA - P&C
C
Alpharetta, GA - P&C