B
Unitrin Direct Ins Co
Chicago,  IL
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
118.22
Risk Adjusted
Capital Ratio #2
57.55
Loss
Ratio
--
Total
Assets
8.05M
Capital
8.02M
Net
Premiums
0.00
Net
Income
105.93K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
442
94
536
17.54%
23.31%
2023
865
219
1,084
20.20%
22.83%
2022
1,088
308
1,396
22.06%
23.10%
2021
1,385
328
1,713
19.15%
22.81%
2020
1,070
233
1,303
17.88%
21.51%
2019
1,427
604
2,031
29.74%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
1
3
33.33%
39.58%
2022
2
0
2
0.00%
37.07%
2021
3
1
4
25.00%
39.17%
2020
4
7
11
63.64%
35.42%
2019
2
4
6
66.67%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
148
84
232
36.21%
45.22%
2023
242
266
508
52.36%
44.64%
2022
295
239
534
44.76%
46.15%
2021
365
278
643
43.23%
46.87%
2020
281
194
475
40.84%
43.90%
2019
495
485
980
49.49%
42.09%