Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
330
108
438
24.66%
22.80%
2023
440
95
535
17.76%
22.83%
2022
412
78
490
15.92%
23.10%
2021
186
33
219
15.07%
22.81%
2020
1,856
258
2,114
12.20%
21.51%
2019
4,120
609
4,729
12.88%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
105
95
200
47.50%
47.78%
2023
13
13
26
50.00%
47.29%
2022
33
39
72
54.17%
45.44%
2021
43
80
123
65.04%
44.40%
2020
737
499
1,236
40.37%
42.45%
2019
1,796
1,411
3,207
44.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
662
758
1,420
53.38%
41.49%
2023
811
762
1,573
48.44%
38.64%
2022
845
769
1,614
47.65%
39.39%
2021
855
779
1,634
47.67%
40.41%
2020
2,088
1,201
3,289
36.52%
48.09%
2019
3,545
1,547
5,092
30.38%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
39.63%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
612
613
99.84%
96.35%
2023
3
451
454
99.34%
95.21%
2022
1
176
177
99.44%
96.00%
2021
0
288
288
100.00%
93.58%
2020
2
19
21
90.48%
94.02%
2019
2
15
17
88.24%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
92.34%
2023
0
7
7
100.00%
92.52%
2022
0
1
1
100.00%
92.14%
2021
0
3
3
100.00%
91.74%
2020
0
0
0
0.00%
93.85%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
22
2,413
2,435
99.10%
81.20%
2023
9
552
561
98.40%
74.87%
2022
23
485
508
95.47%
72.69%
2021
18
180
198
90.91%
79.01%
2020
26
110
136
80.88%
80.13%
2019
42
196
238
82.35%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
8
829
837
99.04%
12.77%
2023
14
390
404
96.53%
16.34%
2022
9
160
169
94.67%
11.13%
2021
12
153
165
92.73%
18.93%
2020
15
102
117
87.18%
20.93%
2019
22
122
144
84.72%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
25
17
42
40.48%
45.00%
2023
23
16
39
41.03%
44.64%
2022
23
31
54
57.41%
46.15%
2021
11
6
17
35.29%
46.87%
2020
0
0
0
0.00%
43.90%
2019
0
0
0
0.00%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
2019
0
0
0
0.00%
6.35%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
35.29%
2023
4
6
10
60.00%
35.67%
2022
7
2
9
22.22%
37.14%
2021
4
2
6
33.33%
35.46%
2020
5
1
6
16.67%
33.86%
2019
28
5
33
15.15%
34.01%