B
American Southern Ins Co
Atlanta,  GA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
82.39%
Total
Assets
145.55M
Capital
47.67M
Net
Premiums
67.69M
Net
Income
909.71K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
236
872
1,108
78.70%
22.80%
2023
286
765
1,051
72.79%
22.83%
2022
454
782
1,236
63.27%
23.10%
2021
0
0
0
0.00%
22.81%
2020
512
719
1,231
58.41%
21.51%
2019
392
654
1,046
62.52%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
970
637
1,607
39.64%
47.78%
2023
1,014
705
1,719
41.01%
47.29%
2022
1,011
727
1,738
41.83%
45.44%
2021
989
765
1,754
43.61%
44.40%
2020
884
766
1,650
46.42%
42.45%
2019
1,300
973
2,273
42.81%
44.33%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
32
9
41
21.95%
12.77%
2023
22
19
41
46.34%
16.34%
2022
30
13
43
30.23%
11.13%
2021
17
16
33
48.48%
18.93%
2020
22
16
38
42.11%
20.93%
2019
11
25
36
69.44%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
45.00%
2023
0
12
12
100.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
3
3
6
50.00%
46.87%
2020
1
11
12
91.67%
43.90%
2019
1
21
22
95.45%
42.09%