Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
432
71
503
14.12%
22.80%
2023
442
51
493
10.34%
22.83%
2022
433
49
482
10.17%
23.10%
2021
398
42
440
9.55%
22.81%
2020
377
30
407
7.37%
21.51%
2019
431
58
489
11.86%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
14
3
17
17.65%
47.78%
2023
15
3
18
16.67%
47.29%
2022
18
3
21
14.29%
45.44%
2021
16
3
19
15.79%
44.40%
2020
13
0
13
0.00%
42.45%
2019
14
2
16
12.50%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
23
9
32
28.13%
41.49%
2023
30
12
42
28.57%
38.64%
2022
32
11
43
25.58%
39.39%
2021
21
11
32
34.38%
40.41%
2020
25
11
36
30.56%
48.09%
2019
21
8
29
27.59%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
133
48
181
26.52%
39.63%
2023
222
46
268
17.16%
36.96%
2022
161
43
204
21.08%
37.07%
2021
132
45
177
25.42%
39.17%
2020
170
38
208
18.27%
35.42%
2019
160
47
207
22.71%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
106
20
126
15.87%
45.00%
2023
104
20
124
16.13%
44.64%
2022
97
20
117
17.09%
46.15%
2021
99
21
120
17.50%
46.87%
2020
104
16
120
13.33%
43.90%
2019
130
24
154
15.58%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
35.29%
2023
1
0
1
0.00%
35.67%
2022
1
0
1
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%
2019
1
0
1
0.00%
34.01%