C
Appalachian Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.64
Risk Adjusted
Capital Ratio #2
3.21
Loss
Ratio
55.13%
Total
Assets
427.30M
Capital
296.70M
Net
Premiums
31.35M
Net
Income
10.39M
My Lists My Alerts
Weiss Ratings Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.80
Profitability Index 8.50
Reserve Adequacy Index 4.00
Stability Index 3.10
Company Info Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 10316
Phone Number (401) 275-3000
Website www.fm.com
Address 270 Central Avenue Johnston, RI 02919
Balance Sheet Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 427.30M
Capital and Reserves Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 5.64
Risk-Adjusted Capital Ratio #2 3.21
1-Year Reserve Development 1,330.00%
2-Year Reserve Development 1,620.00%
Capital 296.70M
Premium to Surplus 20.00%
Reserves to Surplus 40.00%
Investments Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.69%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 70.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 55.13%
Net Premium Growth 10.00%
Other Medical Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Appalachian Ins Co
Johnston, RI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 10.39M
Net Premium 31.35M
Health Premium --