B
Neighborhood Spirit P&C Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.90
Risk Adjusted
Capital Ratio #2
2.80
Loss
Ratio
62.47%
Total
Assets
349.36M
Capital
140.73M
Net
Premiums
188.28M
Net
Income
21.75M
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Weiss Ratings Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Rating B
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 5.30
Reserve Adequacy Index 7.00
Stability Index 8.20
Company Info Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Industry P&C
NAIC Number 10317
Phone Number (818) 965-0433
Website --
Address 6301 Owensmouth Avenue Woodland Hills, CA 91367
Balance Sheet Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Total Assets 349.36M
Capital and Reserves Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Risk-Adjusted Capital Ratio #1 3.90
Risk-Adjusted Capital Ratio #2 2.80
1-Year Reserve Development -190.00%
2-Year Reserve Development -140.00%
Capital 140.73M
Premium to Surplus 130.00%
Reserves to Surplus 80.00%
Investments Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 62.47%
Net Premium Growth 10.00%
Other Medical Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Neighborhood Spirit P&C Co
Woodland Hills, CA 		Click to
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Net Income 21.75M
Net Premium 188.28M
Health Premium --