C
First Dakota Indemnity Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Good overall results on stability tests (6.4 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2021. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.9) with operating gains in each of the last five years. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (100.0%)
Licensed in: All states except AK, CA, DC, HI, ME, ND, NH, NY, OH, OR, TX, VT, WA, WY
Principal Investments: Investment grade bonds (74.5%), common stock (13.2%), preferred stock (2.2%), non investment grade bonds (0.3%), other (9.7%)
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Investments in Affiliates
Corporate Info
Group Affiliation
First Dakota Indemnity Co
Investment Rating
--
Company Address
300 Cherapa Place
Sioux Falls, SD 57103
Phone Number
(800) 732-1486
NAIC Number
10351
Largest Affiliates
B
Sioux Falls, SD - P&C