B
First Dakota Indemnity Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.2 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.3) despite. Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (8.9).
Stability Factors:
Principal Lines of Business: Work comp (100.0%)
Licensed in: All states except AK, CA, DC, HI, ME, ND, NH, NY, OH, OR, TX, VT, WA, WY
Principal Investments: Investment grade bonds (74.5%), common stock (13.2%), preferred stock (2.2%), non investment grade bonds (0.3%), other (9.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
First Dakota Indemnity Co
Investment Rating
--
Company Address
300 Cherapa Place
Sioux Falls, SD 57103
Phone Number
(800) 732-1486
NAIC Number
10351
Largest Affiliates
B
Sioux Falls, SD - P&C