Encompass Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
21,314
6,816
28,130
24.23%
23.31%
2023
8,566
2,615
11,181
23.39%
22.83%
2022
5,226
1,754
6,980
25.13%
23.10%
2021
5,475
1,392
6,867
20.27%
22.81%
2020
4,803
857
5,660
15.14%
21.51%
2019
5,993
1,174
7,167
16.38%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4,261
1,585
5,846
27.11%
39.58%
2023
1,104
482
1,586
30.39%
36.96%
2022
478
210
688
30.52%
37.07%
2021
514
261
775
33.68%
39.17%
2020
553
277
830
33.37%
35.42%
2019
570
302
872
34.63%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
3
3
100.00%
12.32%
2023
0
3
3
100.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
2
2
4
50.00%
18.93%
2020
1
0
1
0.00%
20.93%
2019
0
2
2
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7,230
5,517
12,747
43.28%
45.22%
2023
2,282
1,839
4,121
44.63%
44.64%
2022
1,092
973
2,065
47.12%
46.15%
2021
805
832
1,637
50.82%
46.87%
2020
775
623
1,398
44.56%
43.90%
2019
881
1,068
1,949
54.80%
42.09%