Sterling Ins Coop Inc
					
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										21
									
									
										16
									
									
										37
									
									
										43.24%
									
									
										41.74%
									
								
										2023
									
									
										13
									
									
										6
									
									
										19
									
									
										31.58%
									
									
										38.64%
									
								
										2022
									
									
										26
									
									
										19
									
									
										45
									
									
										42.22%
									
									
										39.39%
									
								
										2021
									
									
										22
									
									
										16
									
									
										38
									
									
										42.11%
									
									
										40.41%
									
								
										2020
									
									
										17
									
									
										17
									
									
										34
									
									
										50.00%
									
									
										48.09%
									
								
										2019
									
									
										7
									
									
										6
									
									
										13
									
									
										46.15%
									
									
										43.30%
									
								
										Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										61
									
									
										27
									
									
										88
									
									
										30.68%
									
									
										39.58%
									
								
										2023
									
									
										40
									
									
										41
									
									
										81
									
									
										50.62%
									
									
										36.96%
									
								
										2022
									
									
										44
									
									
										57
									
									
										101
									
									
										56.44%
									
									
										37.07%
									
								
										2021
									
									
										30
									
									
										44
									
									
										74
									
									
										59.46%
									
									
										39.17%
									
								
										2020
									
									
										32
									
									
										15
									
									
										47
									
									
										31.91%
									
									
										35.42%
									
								
										2019
									
									
										17
									
									
										15
									
									
										32
									
									
										46.88%
									
									
										35.34%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										3
									
									
										3
									
									
										100.00%
									
									
										12.32%
									
								
										2022
									
									
										0
									
									
										1
									
									
										1
									
									
										100.00%
									
									
										11.13%
									
								
										2021
									
									
										0
									
									
										1
									
									
										1
									
									
										100.00%
									
									
										18.93%
									
								
										2020
									
									
										1
									
									
										1
									
									
										2
									
									
										50.00%
									
									
										20.93%
									
								
										2019
									
									
										0
									
									
										1
									
									
										1
									
									
										100.00%
									
									
										16.90%