Berkshire Hathaway Direct Ins

Omaha, NE

Rating Date

October 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

3.25

Risk Adjusted
Capital Ratio #2

1.86

Loss
Ratio

68.97%

Total
Assets

918.55M

Capital

211.76M

Net
Premiums

45.12M

Net
Income

-5.62M

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Weiss Ratings	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	8.30
Investment Safety Index	--
Liquidity Index	7.60
Profitability Index	3.90
Reserve Adequacy Index	7.00
Stability Index	4.90

Company Info	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	10391
Phone Number	(402) 916-3000
Website	www.nationalindemnity.com/about-us/affiliated-companies-operations.html
Address	1314 Douglas Street Omaha, NE 68102

Balance Sheet	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Total Assets	918.55M

Capital and Reserves	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	3.25
Risk-Adjusted Capital Ratio #2	1.86
1-Year Reserve Development	-80.00%
2-Year Reserve Development	-40.00%
Capital	211.76M
Premium to Surplus	30.00%
Reserves to Surplus	30.00%

Investments	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	240.00%
Combined Ratio	120.00%
Expense Ratio	50.00%
Loss Ratio	68.97%
Net Premium Growth	40.00%

Other Medical	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Berkshire Hathaway Direct Ins Omaha, NE	Click to Compare	Click to Compare	Click to Compare
Net Income	-5.62M
Net Premium	45.12M
Health Premium	--