E
Affirmative Direct Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.11
Risk Adjusted
Capital Ratio #2
0.09
Loss
Ratio
132.56%
Total
Assets
82.47M
Capital
17.76M
Net
Premiums
32.00M
Net
Income
-11.97M
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Weiss Ratings Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Rating E
Capitalization Index 0.10
Investment Safety Index --
Liquidity Index 6.30
Profitability Index 2.70
Reserve Adequacy Index 0.50
Stability Index 2.80
Company Info Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Industry P&C
NAIC Number 10413
Phone Number (718) 215-5300
Website www.affirmativedirect.com
Address One Metrotech Center Brooklyn, NY 11201
Balance Sheet Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Total Assets 82.47M
Capital and Reserves Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Risk-Adjusted Capital Ratio #1 0.11
Risk-Adjusted Capital Ratio #2 0.09
1-Year Reserve Development 12,380.00%
2-Year Reserve Development 14,790.00%
Capital 17.76M
Premium to Surplus 180.00%
Reserves to Surplus 360.00%
Investments Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 150.00%
Expense Ratio 10.00%
Loss Ratio 132.56%
Net Premium Growth 20.00%
Other Medical Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Net Income -11.97M
Net Premium 32.00M
Health Premium --