E
Affirmative Direct Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.20
Risk Adjusted
Capital Ratio #2
0.10
Loss
Ratio
93.66%
Total
Assets
58.28M
Capital
12.26M
Net
Premiums
27.69M
Net
Income
811.97K
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Weiss Ratings Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Rating E
Capitalization Index 0.10
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 5.80
Reserve Adequacy Index 1.40
Stability Index 3.40
Company Info Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Industry P&C
NAIC Number 10413
Phone Number (718) 215-5300
Website www.affirmativedirect.com
Address One Metrotech Center Brooklyn, NY 11201
Balance Sheet Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Total Assets 58.28M
Capital and Reserves Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Risk-Adjusted Capital Ratio #1 0.20
Risk-Adjusted Capital Ratio #2 0.10
1-Year Reserve Development 7,040.00%
2-Year Reserve Development 5,040.00%
Capital 12.26M
Premium to Surplus 230.00%
Reserves to Surplus 370.00%
Investments Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 110.00%
Expense Ratio 10.00%
Loss Ratio 93.66%
Net Premium Growth 0.00%
Other Medical Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Affirmative Direct Ins Co
Brooklyn, NY 		Click to
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Net Income 811.97K
Net Premium 27.69M
Health Premium --