B
Citizens Ins Co of IL
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
0
2
0.00%
23.31%
2023
2
2
4
50.00%
22.83%
2022
25
3
28
10.71%
23.10%
2021
24
4
28
14.29%
22.81%
2020
35
6
41
14.63%
21.51%
2019
63
5
68
7.35%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
10
9
19
47.37%
41.74%
2023
15
13
28
46.43%
38.64%
2022
19
12
31
38.71%
39.39%
2021
48
28
76
36.84%
40.41%
2020
41
39
80
48.75%
48.09%
2019
43
15
58
25.86%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,476
653
3,129
20.87%
39.58%
2023
3,735
887
4,622
19.19%
36.96%
2022
1,821
628
2,449
25.64%
37.07%
2021
1,847
541
2,388
22.65%
39.17%
2020
2,462
741
3,203
23.13%
35.42%
2019
2,485
834
3,319
25.13%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
4
4
100.00%
16.34%
2020
1
0
1
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
3
4
75.00%
44.64%
2022
3
1
4
25.00%
46.15%
2021
4
0
4
0.00%
46.87%
2020
7
1
8
12.50%
43.90%
2019
16
12
28
42.86%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
12
11
23
47.83%
35.33%
2023
21
14
35
40.00%
35.67%
2022
9
22
31
70.97%
37.14%
2021
11
13
24
54.17%
35.46%
2020
8
3
11
27.27%
33.86%
2019
38
19
57
33.33%
34.01%