C
Aspen Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
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Major Rating Factors: Good long-term capitalization index (5.7 on a scale of 0 to 10) based on good current risk adjusted capital (moderate loss scenarios) reflecting significant improvement over results in 2022. History of adequate reserve strength (5.4) as reserves have been consistently at an acceptable level. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall results on stability tests (5.0) including weak risk adjusted capital in prior years. The largest net exposure for one risk is conservative at 1.8% of capital. Excellent profitability index (7.9).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (5.4%), med mal (3.6%), fin guar/surety (0.5%), personal/comm auto (0.3%), product liab. (0.1%), other (90.1%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (79.1%), non investment grade bonds (3.9%), cash (1.1%), other (15.9%)
Ratios
Premium to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Apollo Global Management Inc
Investment Rating
APO
Company Address
400 Capital Blvd
Rocky Hill, CT 06067
Phone Number
(860) 393-2230
NAIC Number
10717
Largest Affiliates
C
Purchase, NY - P&C
B
Rocky Hill, CT - P&C
B
Purchase, NY - P&C
B
Purchase, NY - P&C