B
Universal North America Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
12
2
14
14.29%
41.75%
2023
47
6
53
11.32%
38.64%
2022
105
27
132
20.45%
39.39%
2021
89
10
99
10.10%
40.41%
2020
61
24
85
28.24%
48.09%
2019
47
22
69
31.88%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,607
265
4,872
5.44%
39.58%
2023
4,021
327
4,348
7.52%
36.96%
2022
5,123
908
6,031
15.06%
37.07%
2021
7,259
609
7,868
7.74%
39.17%
2020
4,091
2,161
6,252
34.56%
35.42%
2019
4,060
2,377
6,437
36.93%
35.34%