Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
659
55
714
7.70%
23.31%
2023
908
88
996
8.84%
22.83%
2022
1,002
129
1,131
11.41%
23.10%
2021
829
104
933
11.15%
22.81%
2020
774
76
850
8.94%
21.51%
2019
0
3
3
100.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4
0
4
0.00%
47.44%
2023
6
2
8
25.00%
47.29%
2022
7
0
7
0.00%
45.44%
2021
2
2
4
50.00%
44.40%
2020
4
0
4
0.00%
42.45%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
25
6
31
19.35%
41.75%
2023
15
15
30
50.00%
38.64%
2022
28
14
42
33.33%
39.39%
2021
17
11
28
39.29%
40.41%
2020
14
18
32
56.25%
48.09%
2019
27
26
53
49.06%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
390
18
408
4.41%
39.58%
2023
394
165
559
29.52%
36.96%
2022
651
203
854
23.77%
37.07%
2021
462
183
645
28.37%
39.17%
2020
422
178
600
29.67%
35.42%
2019
722
329
1,051
31.30%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
4
7
11
63.64%
18.93%
2020
2
10
12
83.33%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
63
0
63
0.00%
45.22%
2023
129
12
141
8.51%
44.64%
2022
92
5
97
5.15%
46.15%
2021
73
6
79
7.59%
46.87%
2020
87
9
96
9.38%
43.90%
2019
99
11
110
10.00%
42.09%