A
American Freedom Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.60
Risk Adjusted
Capital Ratio #2
5.00
Loss
Ratio
59.45%
Total
Assets
134.45M
Capital
52.93M
Net
Premiums
29.85M
Net
Income
1.68M
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Weiss Ratings American Freedom Ins Co
Mount Prospect, IL 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 8.70
Reserve Adequacy Index 9.30
Stability Index 6.60
Company Info American Freedom Ins Co
Mount Prospect, IL 		Click to
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Industry P&C
NAIC Number 10864
Phone Number (847) 758-9300
Website www.americanfreedomins.com
Address 1699 Wall Street Mount Prospect, IL 60056
Balance Sheet American Freedom Ins Co
Mount Prospect, IL 		Click to
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Total Assets 134.45M
Capital and Reserves American Freedom Ins Co
Mount Prospect, IL 		Click to
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Risk-Adjusted Capital Ratio #1 6.60
Risk-Adjusted Capital Ratio #2 5.00
1-Year Reserve Development -220.00%
2-Year Reserve Development -510.00%
Capital 52.93M
Premium to Surplus 60.00%
Reserves to Surplus 40.00%
Investments American Freedom Ins Co
Mount Prospect, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Freedom Ins Co
Mount Prospect, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 80.00%
Expense Ratio 20.00%
Loss Ratio 59.45%
Net Premium Growth 20.00%
Other Medical American Freedom Ins Co
Mount Prospect, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Freedom Ins Co
Mount Prospect, IL 		Click to
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Net Income 1.68M
Net Premium 29.85M
Health Premium --