B
American Strategic Ins Corp
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.15
Risk Adjusted
Capital Ratio #2
0.93
Loss
Ratio
45.63%
Total
Assets
3.19B
Capital
899.98M
Net
Premiums
2.27B
Net
Income
579.05M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
3
2
5
40.00%
22.81%
2020
155
48
203
23.65%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
33,398
22,054
55,452
39.77%
38.98%
2024
46,661
32,930
79,591
41.37%
39.58%
2023
47,406
19,856
67,262
29.52%
36.96%
2022
44,568
23,035
67,603
34.07%
37.07%
2021
50,129
23,643
73,772
32.05%
39.17%
2020
46,826
18,718
65,544
28.56%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6
67
73
91.78%
13.25%
2024
18
93
111
83.78%
12.32%
2023
14
80
94
85.11%
16.34%
2022
18
79
97
81.44%
11.13%
2021
18
54
72
75.00%
18.93%
2020
29
43
72
59.72%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
2
2
100.00%
46.87%
2020
29
23
52
44.23%
43.90%