West Virginia Natl Auto Ins Co

Morgantown, WV

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.30

Risk Adjusted
Capital Ratio #2

1.00

Loss
Ratio

66.08%

Total
Assets

9.15M

Capital

5.83M

Net
Premiums

5.54M

Net
Income

-14.31K

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Weiss Ratings	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.10
Investment Safety Index	--
Liquidity Index	6.50
Profitability Index	2.30
Reserve Adequacy Index	8.10
Stability Index	2.60

Company Info	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	10911
Phone Number	(304) 296-0507
Website	wvnational.com
Address	330 Scott Avenue Morgantown, WV 26508

Balance Sheet	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	9.15M

Capital and Reserves	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.30
Risk-Adjusted Capital Ratio #2	1.00
1-Year Reserve Development	320.00%
2-Year Reserve Development	-10.00%
Capital	5.83M
Premium to Surplus	90.00%
Reserves to Surplus	40.00%

Investments	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	100.00%
Combined Ratio	100.00%
Expense Ratio	40.00%
Loss Ratio	66.08%
Net Premium Growth	0.00%

Other Medical	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Net Income	-14.31K
Net Premium	5.54M
Health Premium	--