West Virginia Natl Auto Ins Co

Morgantown, WV

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.80

Risk Adjusted
Capital Ratio #2

2.22

Loss
Ratio

54.49%

Total
Assets

8.02M

Capital

5.94M

Net
Premiums

2.75M

Net
Income

132.63K

My Lists My Alerts

Weiss Ratings	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.70
Investment Safety Index	--
Liquidity Index	6.70
Profitability Index	3.40
Reserve Adequacy Index	8.10
Stability Index	3.70

Company Info	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	10911
Phone Number	(304) 832-8417
Website	wvnational.com
Address	330 Scott Avenue Morgantown, WV 26508

Balance Sheet	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.02M

Capital and Reserves	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.80
Risk-Adjusted Capital Ratio #2	2.22
1-Year Reserve Development	-750.00%
2-Year Reserve Development	-50.00%
Capital	5.94M
Premium to Surplus	50.00%
Reserves to Surplus	30.00%

Investments	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	70.00%
Combined Ratio	110.00%
Expense Ratio	60.00%
Loss Ratio	54.49%
Net Premium Growth	-50.00%

Other Medical	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	West Virginia Natl Auto Ins Co Morgantown, WV	Click to Compare	Click to Compare	Click to Compare
Net Income	132.63K
Net Premium	2.75M
Health Premium	--