Kemper Independence Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,116
180
1,296
13.89%
23.88%
2024
5,928
1,110
7,038
15.77%
23.31%
2023
12,498
2,261
14,759
15.32%
22.83%
2022
14,326
3,126
17,452
17.91%
23.10%
2021
14,313
3,003
17,316
17.34%
22.81%
2020
11,449
2,085
13,534
15.41%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
230
63
293
21.50%
38.98%
2024
1,322
482
1,804
26.72%
39.58%
2023
2,244
1,021
3,265
31.27%
36.96%
2022
1,992
1,170
3,162
37.00%
37.07%
2021
2,904
1,601
4,505
35.54%
39.17%
2020
2,503
1,308
3,811
34.32%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.32%
2021
0
2
2
100.00%
18.93%
2020
0
3
3
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
282
272
554
49.10%
45.21%
2024
1,611
1,162
2,773
41.90%
45.23%
2023
3,409
2,309
5,718
40.38%
44.64%
2022
3,859
2,982
6,841
43.59%
46.15%
2021
3,927
2,541
6,468
39.29%
46.87%
2020
3,143
1,699
4,842
35.09%
43.90%