C
Response Indemnity Co of CA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.69
Risk Adjusted
Capital Ratio #2
0.44
Loss
Ratio
57.42%
Total
Assets
121.26M
Capital
26.21M
Net
Premiums
25.72M
Net
Income
1.42M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
508
38
546
6.96%
23.31%
2023
440
60
500
12.00%
22.83%
2022
182
15
197
7.61%
23.10%
2021
0
0
0
0.00%
22.81%
2020
246
28
274
10.22%
21.51%
2019
238
92
330
27.88%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
53
9
62
14.52%
47.45%
2023
58
39
97
40.21%
47.29%
2022
24
23
47
48.94%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
57
26
83
31.33%
41.74%
2023
51
34
85
40.00%
38.64%
2022
5
11
16
68.75%
39.39%
2021
0
0
0
0.00%
40.41%
2020
10
2
12
16.67%
48.09%
2019
2
0
2
0.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
460
79
539
14.66%
39.58%
2023
119
32
151
21.19%
36.96%
2022
15
5
20
25.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
11
5
16
31.25%
35.42%
2019
1
0
1
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
154
30
184
16.30%
81.44%
2023
354
16
370
4.32%
74.87%
2022
43
2
45
4.44%
72.69%
2021
0
0
0
0.00%
79.01%
2020
8
0
8
0.00%
80.13%
2019
3
0
3
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,925
37
2,962
1.25%
12.32%
2023
2,630
35
2,665
1.31%
16.34%
2022
1,074
15
1,089
1.38%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1,050
0
1,050
0.00%
20.93%
2019
947
0
947
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
18
29
47
61.70%
45.22%
2023
25
29
54
53.70%
44.64%
2022
30
22
52
42.31%
46.15%
2021
0
0
0
0.00%
46.87%
2020
56
39
95
41.05%
43.90%
2019
80
69
149
46.31%
42.09%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7,804
3
7,807
0.04%
4.30%
2023
8,668
2
8,670
0.02%
4.57%
2022
4,126
3
4,129
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
4,455
6
4,461
0.13%
5.60%
2019
4,322
14
4,336
0.32%
6.35%