D
Root Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Root Ins Co
Columbus, OH
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Rating D
Capitalization Index 5.30
Investment Safety Index --
Liquidity Index 0.00
Profitability Index 1.30
Reserve Adequacy Index 6.40
Stability Index 3.80
Company Info Root Ins Co
Columbus, OH
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Industry P&C
NAIC Number 10974
Phone Number (866) 980-9431
Website www.joinroot.com
Address 80 East Rich Street Columbus, OH 43215
Balance Sheet Root Ins Co
Columbus, OH
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Total Assets 299.63M
Capital and Reserves Root Ins Co
Columbus, OH
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Risk-Adjusted Capital Ratio #1 2.15
Risk-Adjusted Capital Ratio #2 1.63
1-Year Reserve Development -640.00%
2-Year Reserve Development -2,360.00%
Capital 57.81M
Premium to Surplus -30.00%
Reserves to Surplus 80.00%
Investments Root Ins Co
Columbus, OH
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Root Ins Co
Columbus, OH
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 110.00%
Expense Ratio 70.00%
Loss Ratio 38.17%
Net Premium Growth -110.00%
Other Medical Root Ins Co
Columbus, OH
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Root Ins Co
Columbus, OH
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Net Income 61.79M
Net Premium -18.42M
Health Premium --