Major Rating Factors:
Good overall profitability index (5.1 on a scale of 0 to 10). Excellent expense controls. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.4) including excessive premium growth. Strengths include potentially strong support from affiliation with American Family Ins Group.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Homeowners (97.1%), other (2.9%)
Licensed in:
IL, MA
Principal Investments:
Investment grade bonds (94.8%), other (5.2%)
Corporate Info
Group Affiliation
American Family Ins Group
Investment Rating
--
Company Address
290 Congress St.
Boston, MA 02210
Boston, MA 02210
Phone Number
(617) 832-1300
NAIC Number
11016
Website
Largest Affiliates