B
Stonetrust Commercial Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.29
Risk Adjusted
Capital Ratio #2
1.47
Loss
Ratio
34.87%
Total
Assets
278.84M
Capital
166.12M
Net
Premiums
50.44M
Net
Income
16.24M
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Weiss Ratings Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 8.00
Profitability Index 7.90
Reserve Adequacy Index 9.50
Stability Index 4.10
Company Info Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Industry P&C
NAIC Number 11042
Phone Number (225) 923-1050
Website www.stonetrustinsurance.com
Address 5615 Corporate Boulevard Baton Rouge, LA 70808
Balance Sheet Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Total Assets 278.84M
Capital and Reserves Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Risk-Adjusted Capital Ratio #1 2.29
Risk-Adjusted Capital Ratio #2 1.47
1-Year Reserve Development -630.00%
2-Year Reserve Development -1,330.00%
Capital 166.12M
Premium to Surplus 30.00%
Reserves to Surplus 40.00%
Investments Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.31%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 80.00%
Expense Ratio 40.00%
Loss Ratio 34.87%
Net Premium Growth 0.00%
Other Medical Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Net Income 16.24M
Net Premium 50.44M
Health Premium --