C
Rock Ridge Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.20
Risk Adjusted
Capital Ratio #2
3.80
Loss
Ratio
77.30%
Total
Assets
69.79M
Capital
25.58M
Net
Premiums
-544.50K
Net
Income
1.63M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
310
207
517
40.04%
22.82%
2022
209
298
507
58.78%
23.10%
2021
208
156
364
42.86%
22.81%
2020
185
167
352
47.44%
21.51%
2019
74
69
143
48.25%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
394
374
768
48.70%
47.27%
2022
322
229
551
41.56%
45.41%
2021
347
189
536
35.26%
44.40%
2020
343
190
533
35.65%
42.42%
2019
150
113
263
42.97%
44.33%
2018
0
0
0
0.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
4
6
66.67%
38.64%
2022
1
3
4
75.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
0
1
1
100.00%
48.09%
2019
1
2
3
66.67%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,818
560
2,378
23.55%
36.96%
2022
899
399
1,298
30.74%
37.08%
2021
664
1,036
1,700
60.94%
39.17%
2020
1,139
850
1,989
42.74%
35.42%
2019
215
144
359
40.11%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
6
32
38
84.21%
74.81%
2022
9
19
28
67.86%
73.22%
2021
8
12
20
60.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
43
72
115
62.61%
16.34%
2022
46
74
120
61.67%
11.13%
2021
34
125
159
78.62%
18.93%
2020
48
127
175
72.57%
20.93%
2019
11
34
45
75.56%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
11
11
100.00%
46.15%
2021
0
4
4
100.00%
46.87%
2020
32
12
44
27.27%
43.90%
2019
43
42
85
49.41%
42.09%