B
A Central Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
72.09%
Total
Assets
186.75M
Capital
63.56M
Net
Premiums
102.55M
Net
Income
-1.05M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,333
331
4,664
7.10%
23.31%
2023
3,958
271
4,229
6.41%
22.83%
2022
3,770
258
4,028
6.41%
23.10%
2021
3,458
226
3,684
6.13%
22.81%
2020
3,249
514
3,763
13.66%
21.51%
2019
3,945
534
4,479
11.92%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
6
20
30.00%
41.75%
2023
11
7
18
38.89%
38.64%
2022
13
6
19
31.58%
39.39%
2021
11
5
16
31.25%
40.41%
2020
12
13
25
52.00%
48.09%
2019
12
9
21
42.86%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
582
124
706
17.56%
39.58%
2023
480
111
591
18.78%
36.96%
2022
526
116
642
18.07%
37.07%
2021
573
142
715
19.86%
39.17%
2020
520
252
772
32.64%
35.42%
2019
666
287
953
30.12%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
2
2
100.00%
12.20%
2023
0
1
1
100.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
1
1
2
50.00%
18.93%
2020
1
2
3
66.67%
20.93%
2019
1
2
3
66.67%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
770
295
1,065
27.70%
45.22%
2023
687
199
886
22.46%
44.64%
2022
626
227
853
26.61%
46.15%
2021
603
184
787
23.38%
46.87%
2020
591
495
1,086
45.58%
43.90%
2019
823
734
1,557
47.14%
42.09%