Ins Co of the South
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
902
69
971
7.11%
22.80%
2023
783
107
890
12.02%
22.83%
2022
1,904
151
2,055
7.35%
23.10%
2021
0
0
0
0.00%
22.81%
2020
2,398
276
2,674
10.32%
21.51%
2019
2,319
902
3,221
28.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
94
16
110
14.55%
47.78%
2023
103
69
172
40.12%
47.29%
2022
249
237
486
48.77%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
102
46
148
31.08%
41.49%
2023
92
61
153
39.87%
38.64%
2022
47
115
162
70.99%
39.39%
2021
0
0
0
0.00%
40.41%
2020
96
17
113
15.04%
48.09%
2019
21
0
21
0.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
817
140
957
14.63%
39.63%
2023
212
57
269
21.19%
36.96%
2022
154
58
212
27.36%
37.07%
2021
0
0
0
0.00%
39.17%
2020
110
51
161
31.68%
35.42%
2019
8
2
10
20.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
273
53
326
16.26%
81.20%
2023
630
29
659
4.40%
74.87%
2022
457
25
482
5.19%
72.69%
2021
0
0
0
0.00%
79.01%
2020
80
2
82
2.44%
80.13%
2019
28
0
28
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5,199
67
5,266
1.27%
12.77%
2023
4,676
60
4,736
1.27%
16.34%
2022
11,287
160
11,447
1.40%
11.13%
2021
0
0
0
0.00%
18.93%
2020
10,240
1
10,241
0.01%
20.93%
2019
9,238
0
9,238
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
32
51
83
61.45%
45.00%
2023
44
52
96
54.17%
44.64%
2022
318
231
549
42.08%
46.15%
2021
0
0
0
0.00%
46.87%
2020
543
378
921
41.04%
43.90%
2019
780
673
1,453
46.32%
42.09%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
13,874
5
13,879
0.04%
3.78%
2023
15,410
4
15,414
0.03%
4.57%
2022
43,326
30
43,356
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
43,450
63
43,513
0.14%
5.60%
2019
42,145
132
42,277
0.31%
6.35%