B
Nevada Capital Ins Co
RenoNV
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
720
234
954
24.53%
23.31%
2023
770
284
1,054
26.94%
22.83%
2022
597
233
830
28.07%
23.10%
2021
644
241
885
27.23%
22.81%
2020
662
228
890
25.62%
21.51%
2019
940
383
1,323
28.95%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
18
6
24
25.00%
47.44%
2023
19
11
30
36.67%
47.29%
2022
21
20
41
48.78%
45.44%
2021
25
23
48
47.92%
44.40%
2020
27
21
48
43.75%
42.45%
2019
46
41
87
47.13%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
82
78
160
48.75%
41.75%
2023
95
101
196
51.53%
38.64%
2022
97
82
179
45.81%
39.39%
2021
110
96
206
46.60%
40.41%
2020
114
207
321
64.49%
48.09%
2019
123
103
226
45.58%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
153
75
228
32.89%
39.58%
2023
216
109
325
33.54%
36.96%
2022
150
90
240
37.50%
37.07%
2021
233
112
345
32.46%
39.17%
2020
234
120
354
33.90%
35.42%
2019
274
142
416
34.13%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.35%
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
4
5
80.00%
12.20%
2023
1
5
6
83.33%
16.34%
2022
2
2
4
50.00%
11.13%
2021
1
3
4
75.00%
18.93%
2020
2
3
5
60.00%
20.93%
2019
3
8
11
72.73%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
146
155
301
51.50%
45.22%
2023
151
163
314
51.91%
44.64%
2022
138
163
301
54.15%
46.15%
2021
161
178
339
52.51%
46.87%
2020
196
197
393
50.13%
43.90%
2019
348
361
709
50.92%
42.09%