Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										82
									
									
										27
									
									
										109
									
									
										24.77%
									
									
										41.74%
									
								
										2023
									
									
										75
									
									
										30
									
									
										105
									
									
										28.57%
									
									
										38.64%
									
								
										2022
									
									
										60
									
									
										26
									
									
										86
									
									
										30.23%
									
									
										39.39%
									
								
										2021
									
									
										57
									
									
										23
									
									
										80
									
									
										28.75%
									
									
										40.41%
									
								
										2020
									
									
										75
									
									
										32
									
									
										107
									
									
										29.91%
									
									
										48.09%
									
								
										2019
									
									
										86
									
									
										29
									
									
										115
									
									
										25.22%
									
									
										43.30%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										7
									
									
										44
									
									
										51
									
									
										86.27%
									
									
										12.32%
									
								
										2023
									
									
										10
									
									
										41
									
									
										51
									
									
										80.39%
									
									
										16.34%
									
								
										2022
									
									
										12
									
									
										34
									
									
										46
									
									
										73.91%
									
									
										11.13%
									
								
										2021
									
									
										13
									
									
										23
									
									
										36
									
									
										63.89%
									
									
										18.93%
									
								
										2020
									
									
										10
									
									
										21
									
									
										31
									
									
										67.74%
									
									
										20.93%
									
								
										2019
									
									
										13
									
									
										21
									
									
										34
									
									
										61.76%
									
									
										16.90%