A
Housing Enterprise Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
82
27
109
24.77%
41.75%
2023
75
30
105
28.57%
38.64%
2022
60
26
86
30.23%
39.39%
2021
57
23
80
28.75%
40.41%
2020
75
32
107
29.91%
48.09%
2019
86
29
115
25.22%
43.30%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7
44
51
86.27%
12.20%
2023
10
41
51
80.39%
16.34%
2022
12
34
46
73.91%
11.13%
2021
13
23
36
63.89%
18.93%
2020
10
21
31
67.74%
20.93%
2019
13
21
34
61.76%
16.90%