Clear Spring American Ins Co

Zionsville, IN

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.90

Risk Adjusted
Capital Ratio #2

0.60

Loss
Ratio

74.04%

Total
Assets

239.55M

Capital

50.81M

Net
Premiums

101.18M

Net
Income

-2.00M

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Weiss Ratings	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	4.00
Investment Safety Index	--
Liquidity Index	1.90
Profitability Index	3.60
Reserve Adequacy Index	5.50
Stability Index	6.70

Company Info	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	11219
Phone Number	(570) 824-1400
Website	d.clearspringpc.com
Address	10555 Group 1001 Way Zionsville, IN 46077

Balance Sheet	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	239.55M

Capital and Reserves	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.90
Risk-Adjusted Capital Ratio #2	0.60
1-Year Reserve Development	1,110.00%
2-Year Reserve Development	700.00%
Capital	50.81M
Premium to Surplus	200.00%
Reserves to Surplus	210.00%

Investments	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	100.00%
Combined Ratio	110.00%
Expense Ratio	30.00%
Loss Ratio	74.04%
Net Premium Growth	0.00%

Other Medical	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Net Income	-2.00M
Net Premium	101.18M
Health Premium	--