Clear Spring American Ins Co

Zionsville, IN

Rating Date

November 2024

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.80

Risk Adjusted
Capital Ratio #2

0.60

Loss
Ratio

70.57%

Total
Assets

236.57M

Capital

50.72M

Net
Premiums

101.17M

Net
Income

-2.03M

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Weiss Ratings	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	3.80
Investment Safety Index	--
Liquidity Index	6.10
Profitability Index	3.80
Reserve Adequacy Index	7.10
Stability Index	6.70

Company Info	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	11219
Phone Number	(570) 824-1400
Website	d.clearspringpc.com
Address	10555 Group 1001 Way Zionsville, IN 46077

Balance Sheet	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	236.57M

Capital and Reserves	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.80
Risk-Adjusted Capital Ratio #2	0.60
1-Year Reserve Development	730.00%
2-Year Reserve Development	-300.00%
Capital	50.72M
Premium to Surplus	190.00%
Reserves to Surplus	180.00%

Investments	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	100.00%
Combined Ratio	110.00%
Expense Ratio	40.00%
Loss Ratio	70.57%
Net Premium Growth	20.00%

Other Medical	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Clear Spring American Ins Co Zionsville, IN	Click to Compare	Click to Compare	Click to Compare
Net Income	-2.03M
Net Premium	101.17M
Health Premium	--