C
Encompass Independent Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
76.01
Risk Adjusted
Capital Ratio #2
68.41
Loss
Ratio
--
Total
Assets
6.52M
Capital
6.34M
Net
Premiums
0.00
Net
Income
83.03K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,831
1,745
6,576
26.54%
23.31%
2023
7,729
2,741
10,470
26.18%
22.83%
2022
2,933
1,094
4,027
27.17%
23.10%
2021
2,034
674
2,708
24.89%
22.81%
2020
895
199
1,094
18.19%
21.51%
2019
1,140
244
1,384
17.63%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,396
1,235
4,631
26.67%
39.58%
2023
3,095
1,084
4,179
25.94%
36.96%
2022
501
273
774
35.27%
37.07%
2021
350
183
533
34.33%
39.17%
2020
192
104
296
35.14%
35.42%
2019
206
101
307
32.90%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
3
5
60.00%
12.32%
2023
0
5
5
100.00%
16.34%
2022
0
6
6
100.00%
11.13%
2021
0
2
2
100.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,281
1,244
3,525
35.29%
45.22%
2023
3,100
1,891
4,991
37.89%
44.64%
2022
1,126
780
1,906
40.92%
46.15%
2021
576
365
941
38.79%
46.87%
2020
174
153
327
46.79%
43.90%
2019
232
168
400
42.00%
42.09%