B
Germantown Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.21
Risk Adjusted
Capital Ratio #2
3.85
Loss
Ratio
69.51%
Total
Assets
112.96M
Capital
55.05M
Net
Premiums
18.32M
Net
Income
1.00M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
587
350
937
37.35%
39.58%
2023
648
351
999
35.14%
36.96%
2022
714
349
1,063
32.83%
37.07%
2021
1,197
683
1,880
36.33%
39.17%
2020
1,345
696
2,041
34.10%
35.42%
2019
1,309
629
1,938
32.46%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
4
5
80.00%
12.32%
2023
1
4
5
80.00%
16.34%
2022
0
4
4
100.00%
11.13%
2021
2
7
9
77.78%
18.93%
2020
2
12
14
85.71%
20.93%
2019
2
9
11
81.82%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%
2019
0
0
0
0.00%
34.01%