B
SFM Mutual Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.62
Risk Adjusted
Capital Ratio #2
1.96
Loss
Ratio
71.77%
Total
Assets
1.05B
Capital
389.64M
Net
Premiums
119.23M
Net
Income
19.57M
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Weiss Ratings SFM Mutual Ins Co
Bloomington, MN 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 8.80
Reserve Adequacy Index 9.40
Stability Index 7.60
Company Info SFM Mutual Ins Co
Bloomington, MN 		Click to
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Industry P&C
NAIC Number 11347
Phone Number (952) 838-4200
Website www.sfmic.com
Address 3500 American Boulevard, West Bloomington, MN 55431
Balance Sheet SFM Mutual Ins Co
Bloomington, MN 		Click to
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Total Assets 1.05B
Capital and Reserves SFM Mutual Ins Co
Bloomington, MN 		Click to
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Risk-Adjusted Capital Ratio #1 2.62
Risk-Adjusted Capital Ratio #2 1.96
1-Year Reserve Development -340.00%
2-Year Reserve Development -680.00%
Capital 389.64M
Premium to Surplus 70.00%
Reserves to Surplus 130.00%
Investments SFM Mutual Ins Co
Bloomington, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 1.31%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios SFM Mutual Ins Co
Bloomington, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 71.77%
Net Premium Growth 0.00%
Other Medical SFM Mutual Ins Co
Bloomington, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability SFM Mutual Ins Co
Bloomington, MN 		Click to
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Net Income 19.57M
Net Premium 119.23M
Health Premium --