Rating Date
October 2025
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
--
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
--
Loss
Ratio
Ratio
--
Total
Assets
Assets
--
Capital
--
Net
Premiums
Premiums
Net
Income
Income
--
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
22.83%
2022
246
100
346
28.90%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
2019
406
300
706
42.49%
22.66%
2018
245
164
409
40.10%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
219
7
226
3.10%
45.44%
2021
36
3
39
7.69%
44.40%
2020
67
75
142
52.82%
42.45%
2019
133
134
267
50.19%
44.33%
2018
120
177
297
59.60%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
1
0
1
0.00%
48.09%
2019
0
1
1
100.00%
43.30%
2018
3
2
5
40.00%
41.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2021
0
0
0
0.00%
18.93%
2020
4
0
4
0.00%
20.93%
2019
1
2
3
66.67%
16.90%
2018
3
3
6
50.00%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
44.64%
2022
880
435
1,315
33.08%
46.15%
2021
0
0
0
0.00%
46.87%
2020
328
334
662
50.45%
43.90%
2019
319
274
593
46.21%
42.09%
2018
46
59
105
56.19%
39.60%