B
Clear Spring Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.00
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
70.30%
Total
Assets
697.80M
Capital
155.61M
Net
Premiums
226.58M
Net
Income
-4.39M
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Weiss Ratings Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Rating B
Capitalization Index 4.80
Investment Safety Index --
Liquidity Index 3.80
Profitability Index 4.60
Reserve Adequacy Index 7.60
Stability Index 7.10
Company Info Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Industry P&C
NAIC Number 11703
Phone Number (570) 824-1400
Website d.clearspringpc.com
Address 46 Public Square Wilkes-Barre, PA 18701
Balance Sheet Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Total Assets 697.80M
Capital and Reserves Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Risk-Adjusted Capital Ratio #1 1.00
Risk-Adjusted Capital Ratio #2 0.70
1-Year Reserve Development 480.00%
2-Year Reserve Development -350.00%
Capital 155.61M
Premium to Surplus 140.00%
Reserves to Surplus 140.00%
Investments Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 28.59%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 70.30%
Net Premium Growth 20.00%
Other Medical Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Net Income -4.39M
Net Premium 226.58M
Health Premium --