D
Stonewood Ins Co
Raleigh,  NC
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.76
Risk Adjusted
Capital Ratio #2
0.44
Loss
Ratio
79.47%
Total
Assets
386.29M
Capital
100.81M
Net
Premiums
79.63M
Net
Income
5.84M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
64
0
64
0.00%
23.88%
2024
121
0
121
0.00%
23.31%
2023
77
0
77
0.00%
22.83%
2022
60
12
72
16.67%
23.10%
2021
91
20
111
18.02%
22.81%
2020
81
18
99
18.18%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
332
17
349
4.87%
49.08%
2024
410
15
425
3.53%
47.46%
2023
240
23
263
8.75%
47.29%
2022
125
88
213
41.31%
45.44%
2021
137
99
236
41.95%
44.40%
2020
58
67
125
53.60%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
0
4
0.00%
42.44%
2024
5
0
5
0.00%
41.75%
2023
10
2
12
16.67%
38.64%
2022
9
3
12
25.00%
39.39%
2021
1
1
2
50.00%
40.41%
2020
9
17
26
65.38%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
0
2
0.00%
36.96%
2022
1
1
2
50.00%
37.07%
2021
4
1
5
20.00%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
6
6
100.00%
95.15%
2024
0
5
5
100.00%
96.08%
2023
0
12
12
100.00%
95.22%
2022
0
5
5
100.00%
96.00%
2021
0
10
10
100.00%
93.58%
2020
1
13
14
92.86%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
20
25
80.00%
83.87%
2024
5
16
21
76.19%
81.44%
2023
3
18
21
85.71%
74.87%
2022
3
3
6
50.00%
72.69%
2021
3
13
16
81.25%
79.01%
2020
3
12
15
80.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
23
125
148
84.46%
13.25%
2024
29
113
142
79.58%
12.32%
2023
24
155
179
86.59%
16.34%
2022
24
158
182
86.81%
11.13%
2021
26
183
209
87.56%
18.93%
2020
18
185
203
91.13%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
45.21%
2024
0
1
1
100.00%
45.23%
2023
0
3
3
100.00%
44.64%
2022
31
26
57
45.61%
46.15%
2021
137
102
239
42.68%
46.87%
2020
125
126
251
50.20%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
4
4
100.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
7
7
100.00%
68.07%
2022
0
4
4
100.00%
77.84%
2021
0
3
3
100.00%
84.45%
2020
0
3
3
100.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
12
13
92.31%
63.59%
2024
1
4
5
80.00%
63.97%
2023
1
4
5
80.00%
62.55%
2022
1
5
6
83.33%
56.52%
2021
2
7
9
77.78%
62.74%
2020
5
36
41
87.80%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
34.83%
2024
51
0
51
0.00%
35.33%
2023
206
0
206
0.00%
35.67%
2022
184
12
196
6.12%
37.14%
2021
206
13
219
5.94%
35.46%
2020
205
11
216
5.09%
33.86%