D
White Pine Ins Co
TroyMI
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
61
28
89
31.46%
22.80%
2023
61
28
89
31.46%
22.83%
2022
77
33
110
30.00%
23.10%
2021
66
33
99
33.33%
22.81%
2020
57
30
87
34.48%
21.51%
2019
89
42
131
32.06%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
48
23
71
32.39%
47.78%
2023
48
23
71
32.39%
47.29%
2022
57
23
80
28.75%
45.44%
2021
35
18
53
33.96%
44.40%
2020
33
17
50
34.00%
42.45%
2019
51
37
88
42.05%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
23
27
50
54.00%
41.49%
2023
23
27
50
54.00%
38.64%
2022
58
60
118
50.85%
39.39%
2021
51
63
114
55.26%
40.41%
2020
46
102
148
68.92%
48.09%
2019
81
96
177
54.24%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
710
196
906
21.63%
39.63%
2023
710
196
906
21.63%
36.96%
2022
210
107
317
33.75%
37.07%
2021
103
71
174
40.80%
39.17%
2020
21
19
40
47.50%
35.42%
2019
26
17
43
39.53%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
3
1
4
25.00%
11.13%
2021
5
4
9
44.44%
18.93%
2020
4
5
9
55.56%
20.93%
2019
13
8
21
38.10%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
2
4
50.00%
35.29%
2023
2
2
4
50.00%
35.67%
2022
1
2
3
66.67%
37.14%
2021
4
1
5
20.00%
35.46%
2020
7
0
7
0.00%
33.86%
2019
14
2
16
12.50%
34.01%