B
CompWest Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good profitability index (5.0 on a scale of 0 to 10) with small operating losses during 2023. Excellent expense controls. Return on equity has been low, averaging 1.7% over the past five years. Good overall results on stability tests (6.8) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AK, AZ, CA, CO, HI, ID, MI, MT, NV, OR, UT, WA
Principal Investments: Investment grade bonds (98.7%), non investment grade bonds (0.2%), other (1.1%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Blue Cross Blue Shield of Michigan Mutual Ins Co
Investment Rating
--
Company Address
100 Pringle Ave.
Walnut Creek, CA 94596
Phone Number
(866) 266-7937
NAIC Number
12177
Largest Affiliates
A
B
Southfield, MI - P&C
B
NEW HUDSON, MI - L&A
B
B
New Berlin, WI - P&C