D
American Pet Ins Co
Seattle,  WA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.00
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
80.63%
Total
Assets
598.32M
Capital
258.37M
Net
Premiums
1.09B
Net
Income
12.67M
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Weiss Ratings American Pet Ins Co
Seattle, WA 		Click to
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Rating D
Capitalization Index 7.10
Investment Safety Index --
Liquidity Index 5.30
Profitability Index 9.30
Reserve Adequacy Index 6.90
Stability Index 6.20
Company Info American Pet Ins Co
Seattle, WA 		Click to
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Industry P&C
NAIC Number 12190
Phone Number (888) 738-7478
Website americanpetinsurance.com
Address 6100 Fourth Avenue, South Seattle, WA 98108
Balance Sheet American Pet Ins Co
Seattle, WA 		Click to
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Total Assets 598.32M
Capital and Reserves American Pet Ins Co
Seattle, WA 		Click to
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Risk-Adjusted Capital Ratio #1 3.00
Risk-Adjusted Capital Ratio #2 1.70
1-Year Reserve Development -30.00%
2-Year Reserve Development 280.00%
Capital 258.37M
Premium to Surplus 450.00%
Reserves to Surplus 20.00%
Investments American Pet Ins Co
Seattle, WA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Pet Ins Co
Seattle, WA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 90.00%
Expense Ratio 10.00%
Loss Ratio 80.63%
Net Premium Growth 10.00%
Other Medical American Pet Ins Co
Seattle, WA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Pet Ins Co
Seattle, WA 		Click to
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Net Income 12.67M
Net Premium 1.09B
Health Premium --