B
Keystone National Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
1
3
33.33%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
1
1
100.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
47.44%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
136
70
206
33.98%
41.75%
2023
252
123
375
32.80%
38.64%
2022
136
97
233
41.63%
39.39%
2021
128
74
202
36.63%
40.41%
2020
76
69
145
47.59%
48.09%
2019
121
64
185
34.59%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
23
79
29.11%
39.58%
2023
88
27
115
23.48%
36.96%
2022
60
37
97
38.14%
37.07%
2021
75
24
99
24.24%
39.17%
2020
72
25
97
25.77%
35.42%
2019
88
36
124
29.03%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
12.20%
2023
1
1
2
50.00%
16.34%
2022
0
2
2
100.00%
11.13%
2021
1
4
5
80.00%
18.93%
2020
3
1
4
25.00%
20.93%
2019
0
1
1
100.00%
16.90%