C
American Liberty Ins Co
Wayzata,  MN
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.95
Risk Adjusted
Capital Ratio #2
2.66
Loss
Ratio
--
Total
Assets
15.65M
Capital
6.65M
Net
Premiums
7.00
Net
Income
131.34K
My Lists My Alerts
Weiss Ratings American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 8.70
Profitability Index 7.50
Reserve Adequacy Index 4.10
Stability Index 3.80
Company Info American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 12200
Phone Number (952) 974-2200
Website www.american-liberty.net
Address 150 Lake Street West Wayzata, MN 55391
Balance Sheet American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 15.65M
Capital and Reserves American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.95
Risk-Adjusted Capital Ratio #2 2.66
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 6.65M
Premium to Surplus --
Reserves to Surplus 10.00%
Investments American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Liberty Ins Co
Wayzata, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 131.34K
Net Premium 7.00
Health Premium --