Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
27
3
30
10.00%
23.88%
2024
24
7
31
22.58%
23.31%
2023
23
5
28
17.86%
22.83%
2022
50
24
74
32.43%
23.10%
2021
57
54
111
48.65%
22.81%
2020
83
54
137
39.42%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
8
20
40.00%
49.08%
2024
11
6
17
35.29%
47.46%
2023
14
8
22
36.36%
47.29%
2022
17
11
28
39.29%
45.44%
2021
32
27
59
45.76%
44.40%
2020
48
21
69
30.43%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
28
45
73
61.64%
42.44%
2024
52
62
114
54.39%
41.75%
2023
33
67
100
67.00%
38.64%
2022
33
87
120
72.50%
39.39%
2021
64
162
226
71.68%
40.41%
2020
78
419
497
84.31%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
17
9
26
34.62%
38.98%
2024
1
0
1
0.00%
39.58%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8
97
105
92.38%
83.87%
2024
18
159
177
89.83%
81.44%
2023
21
161
182
88.46%
74.87%
2022
23
162
185
87.57%
72.69%
2021
23
176
199
88.44%
79.01%
2020
28
173
201
86.07%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
12
14
85.71%
13.25%
2024
13
21
34
61.76%
12.32%
2023
2
7
9
77.78%
16.34%
2022
3
14
17
82.35%
11.13%
2021
4
12
16
75.00%
18.93%
2020
5
12
17
70.59%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
5
12
41.67%
34.83%
2024
3
1
4
25.00%
35.33%
2023
9
6
15
40.00%
35.67%
2022
10
7
17
41.18%
37.14%
2021
13
9
22
40.91%
35.46%
2020
9
7
16
43.75%
33.86%