Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
470
436
906
48.12%
22.80%
2023
446
396
842
47.03%
22.83%
2022
442
336
778
43.19%
23.10%
2021
388
272
660
41.21%
22.81%
2020
432
293
725
40.41%
21.51%
2019
630
592
1,222
48.45%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
512
500
1,012
49.41%
47.78%
2023
422
444
866
51.27%
47.29%
2022
354
430
784
54.85%
45.44%
2021
397
380
777
48.91%
44.40%
2020
516
457
973
46.97%
42.45%
2019
1,153
941
2,094
44.94%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
91
207
298
69.46%
41.49%
2023
105
230
335
68.66%
38.64%
2022
100
212
312
67.95%
39.39%
2021
166
238
404
58.91%
40.41%
2020
154
292
446
65.47%
48.09%
2019
94
143
237
60.34%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
22
53
75
70.67%
81.20%
2023
33
52
85
61.18%
74.87%
2022
8
21
29
72.41%
72.69%
2021
1
15
16
93.75%
79.01%
2020
0
20
20
100.00%
80.13%
2019
1
13
14
92.86%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
163
271
434
62.44%
12.77%
2023
135
347
482
71.99%
16.34%
2022
101
305
406
75.12%
11.13%
2021
109
253
362
69.89%
18.93%
2020
137
299
436
68.58%
20.93%
2019
286
578
864
66.90%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
23
73
96
76.04%
64.02%
2023
23
89
112
79.46%
62.55%
2022
15
101
116
87.07%
56.52%
2021
16
104
120
86.67%
62.74%
2020
14
125
139
89.93%
61.51%
2019
23
154
177
87.01%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6,367
47
6,414
0.73%
35.29%
2023
5,639
58
5,697
1.02%
35.67%
2022
5,603
192
5,795
3.31%
37.14%
2021
5,808
170
5,978
2.84%
35.46%
2020
5,915
182
6,097
2.99%
33.86%
2019
7,676
39
7,715
0.51%
34.01%