A
LUBA Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.60
Risk Adjusted
Capital Ratio #2
2.90
Loss
Ratio
58.37%
Total
Assets
289.84M
Capital
152.82M
Net
Premiums
88.68M
Net
Income
6.71M
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Weiss Ratings LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Rating A
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 8.60
Reserve Adequacy Index 9.40
Stability Index 6.80
Company Info LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Industry P&C
NAIC Number 12472
Phone Number (225) 389-5822
Website www.lubawc.com
Address 2351 Energy Drive Baton Rouge, LA 70808
Balance Sheet LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Total Assets 289.84M
Capital and Reserves LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Risk-Adjusted Capital Ratio #1 3.60
Risk-Adjusted Capital Ratio #2 2.90
1-Year Reserve Development -160.00%
2-Year Reserve Development -980.00%
Capital 152.82M
Premium to Surplus 60.00%
Reserves to Surplus 50.00%
Investments LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.70%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 58.37%
Net Premium Growth -10.00%
Other Medical LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LUBA Casualty Ins Co
Baton Rouge, LA 		Click to
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Net Income 6.71M
Net Premium 88.68M
Health Premium --