Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
504
249
753
33.07%
23.31%
2023
526
263
789
33.33%
22.83%
2022
599
285
884
32.24%
23.10%
2021
591
265
856
30.96%
22.81%
2020
496
211
707
29.84%
21.51%
2019
517
278
795
34.97%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
88
149
237
62.87%
47.44%
2023
87
150
237
63.29%
47.29%
2022
96
148
244
60.66%
45.44%
2021
84
116
200
58.00%
44.40%
2020
71
99
170
58.24%
42.45%
2019
103
141
244
57.79%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
71
90
161
55.90%
41.75%
2023
70
85
155
54.84%
38.64%
2022
66
75
141
53.19%
39.39%
2021
71
86
157
54.78%
40.41%
2020
65
116
181
64.09%
48.09%
2019
67
87
154
56.49%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
60
37
97
38.14%
39.58%
2023
48
33
81
40.74%
36.96%
2022
50
29
79
36.71%
37.07%
2021
54
27
81
33.33%
39.17%
2020
61
25
86
29.07%
35.42%
2019
37
21
58
36.21%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
4
5
80.00%
81.35%
2023
2
4
6
66.67%
74.87%
2022
1
3
4
75.00%
72.69%
2021
1
4
5
80.00%
79.01%
2020
1
4
5
80.00%
80.13%
2019
2
3
5
60.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
2
3
66.67%
12.20%
2023
0
2
2
100.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
1
1
2
50.00%
18.93%
2020
1
2
3
66.67%
20.93%
2019
0
2
2
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
170
296
466
63.52%
45.22%
2023
167
298
465
64.09%
44.64%
2022
176
309
485
63.71%
46.15%
2021
213
284
497
57.14%
46.87%
2020
207
244
451
54.10%
43.90%
2019
271
311
582
53.44%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
51
33
84
39.29%
35.33%
2023
55
33
88
37.50%
35.67%
2022
55
34
89
38.20%
37.14%
2021
46
30
76
39.47%
35.46%
2020
35
22
57
38.60%
33.86%
2019
47
27
74
36.49%
34.01%