B
Edison Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.5 on a scale of 0 to 10) despite weak risk adjusted capital in prior years. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Ample reserve history (8.5) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (9.4). Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (99.8%), other (0.2%)
Licensed in: FL, NJ
Principal Investments: Investment grade bonds (70.5%), cash (5.1%), preferred stock (2.7%), other (21.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Florida Peninsula Holdings LLC
Investment Rating
--
Company Address
903 Northwest 65th Street
Boca Raton, FL 33487
Phone Number
(866) 568-8922
NAIC Number
12482
Largest Affiliates
B
Boca Raton, FL - P&C
C
Boca Raton, FL - P&C