B
West River Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.70
Risk Adjusted
Capital Ratio #2
4.90
Loss
Ratio
56.52%
Total
Assets
27.85M
Capital
21.35M
Net
Premiums
3.92M
Net
Income
946.08K
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Weiss Ratings West River Ins Co
Sioux Falls, SD 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.90
Profitability Index 8.60
Reserve Adequacy Index 9.40
Stability Index 5.80
Company Info West River Ins Co
Sioux Falls, SD 		Click to
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Industry P&C
NAIC Number 12535
Phone Number (605) 201-1856
Website westriver.midins.com
Address 5032 South Bur Oak Place Sioux Falls, SD 57108
Balance Sheet West River Ins Co
Sioux Falls, SD 		Click to
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Total Assets 27.85M
Capital and Reserves West River Ins Co
Sioux Falls, SD 		Click to
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Risk-Adjusted Capital Ratio #1 6.70
Risk-Adjusted Capital Ratio #2 4.90
1-Year Reserve Development -260.00%
2-Year Reserve Development -630.00%
Capital 21.35M
Premium to Surplus 20.00%
Reserves to Surplus 20.00%
Investments West River Ins Co
Sioux Falls, SD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios West River Ins Co
Sioux Falls, SD 		Click to
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 56.52%
Net Premium Growth 10.00%
Other Medical West River Ins Co
Sioux Falls, SD 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability West River Ins Co
Sioux Falls, SD 		Click to
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Net Income 946.08K
Net Premium 3.92M
Health Premium --