A
United Specialty Ins Co
Bedford,  TX
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.40
Risk Adjusted
Capital Ratio #2
3.10
Loss
Ratio
64.43%
Total
Assets
644.16M
Capital
341.14M
Net
Premiums
102.47M
Net
Income
15.94M
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Weiss Ratings United Specialty Ins Co
Bedford, TX 		Click to
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Rating A
Capitalization Index 9.40
Investment Safety Index --
Liquidity Index 9.00
Profitability Index 8.10
Reserve Adequacy Index 8.10
Stability Index 6.80
Company Info United Specialty Ins Co
Bedford, TX 		Click to
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Industry P&C
NAIC Number 12537
Phone Number (817) 265-2000
Website www.statenational.com
Address 1900 L. Don Dodson Drive Bedford, TX 76021
Balance Sheet United Specialty Ins Co
Bedford, TX 		Click to
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Total Assets 644.16M
Capital and Reserves United Specialty Ins Co
Bedford, TX 		Click to
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Risk-Adjusted Capital Ratio #1 3.40
Risk-Adjusted Capital Ratio #2 3.10
1-Year Reserve Development 10.00%
2-Year Reserve Development -60.00%
Capital 341.14M
Premium to Surplus 30.00%
Reserves to Surplus 10.00%
Investments United Specialty Ins Co
Bedford, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.11%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Specialty Ins Co
Bedford, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 280.00%
Combined Ratio 80.00%
Expense Ratio 20.00%
Loss Ratio 64.43%
Net Premium Growth 50.00%
Other Medical United Specialty Ins Co
Bedford, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Specialty Ins Co
Bedford, TX 		Click to
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Net Income 15.94M
Net Premium 102.47M
Health Premium --