B
United Specialty Ins Co
Bedford,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.62
Risk Adjusted
Capital Ratio #2
2.56
Loss
Ratio
53.05%
Total
Assets
809.16M
Capital
379.49M
Net
Premiums
116.06M
Net
Income
21.79M
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Weiss Ratings United Specialty Ins Co
Bedford, TX 		Click to
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Rating B
Capitalization Index 9.30
Investment Safety Index --
Liquidity Index 8.10
Profitability Index 8.40
Reserve Adequacy Index 8.10
Stability Index 8.00
Company Info United Specialty Ins Co
Bedford, TX 		Click to
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Industry P&C
NAIC Number 12537
Phone Number (817) 265-2000
Website www.statenational.com
Address 1900 L. Don Dodson Drive Bedford, TX 76021
Balance Sheet United Specialty Ins Co
Bedford, TX 		Click to
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Total Assets 809.16M
Capital and Reserves United Specialty Ins Co
Bedford, TX 		Click to
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Risk-Adjusted Capital Ratio #1 2.62
Risk-Adjusted Capital Ratio #2 2.56
1-Year Reserve Development -140.00%
2-Year Reserve Development -130.00%
Capital 379.49M
Premium to Surplus 30.00%
Reserves to Surplus 0.00%
Investments United Specialty Ins Co
Bedford, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 30.81%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Specialty Ins Co
Bedford, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 80.00%
Expense Ratio 30.00%
Loss Ratio 53.05%
Net Premium Growth 20.00%
Other Medical United Specialty Ins Co
Bedford, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Specialty Ins Co
Bedford, TX 		Click to
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Net Income 21.79M
Net Premium 116.06M
Health Premium --