B
Farmers & Mechanics F&C Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.12
Risk Adjusted
Capital Ratio #2
0.91
Loss
Ratio
64.22%
Total
Assets
23.68M
Capital
6.72M
Net
Premiums
18.08M
Net
Income
1.50M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,584
168
1,752
9.59%
23.88%
2024
1,621
146
1,767
8.26%
23.31%
2023
1,362
121
1,483
8.16%
22.83%
2022
1,076
102
1,178
8.66%
23.10%
2021
1,116
104
1,220
8.52%
22.81%
2020
870
56
926
6.05%
21.51%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
441
67
508
13.19%
45.21%
2024
538
79
617
12.80%
45.23%
2023
495
47
542
8.67%
44.64%
2022
382
33
415
7.95%
46.15%
2021
387
26
413
6.30%
46.87%
2020
318
29
347
8.36%
43.90%