B
Farmers & Mechanics F&C Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.91
Risk Adjusted
Capital Ratio #2
0.75
Loss
Ratio
82.36%
Total
Assets
23.18M
Capital
5.66M
Net
Premiums
8.89M
Net
Income
385.29K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,621
146
1,767
8.26%
23.31%
2023
1,362
121
1,483
8.16%
22.83%
2022
1,076
102
1,178
8.66%
23.10%
2021
1,116
104
1,220
8.52%
22.81%
2020
870
56
926
6.05%
21.51%
2019
1,023
90
1,113
8.09%
22.66%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
538
79
617
12.80%
45.22%
2023
495
47
542
8.67%
44.64%
2022
382
33
415
7.95%
46.15%
2021
387
26
413
6.30%
46.87%
2020
318
29
347
8.36%
43.90%
2019
386
44
430
10.23%
42.09%